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	<title>gomedianetwork &#187; Mortgage Rates</title>
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		<title>How the Debt-to-Income Ratio Affects an Illinois Mortgage</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/how-the-debt-to-income-ratio-affects-an-illinois-mortgage/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/how-the-debt-to-income-ratio-affects-an-illinois-mortgage/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 16:56:49 +0000</pubDate>
		<dc:creator>Jason Stichauf</dc:creator>
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		<category><![CDATA[Mortgage Rates]]></category>

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		<description><![CDATA[Most of the factors that go into the underwriting approval process of an Illinois mortgage application are fairly straightforward&#8211;a first-time homebuyer can understand the basics of what is being assessed in their debt, income and credit history. The debt-to-income ratio, however, is a unique instrument of the mortgage lender, and might not be as clear [...]]]></description>
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		<title>Where to Get the Best Illinois Mortgage Rates on an ARM</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/where-to-get-the-best-illinois-mortgage-rates-on-an-arm/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/where-to-get-the-best-illinois-mortgage-rates-on-an-arm/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 15:39:57 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Adjustable Rate Mortgages]]></category>
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		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[If you&#8217;re considering purchasing a house, but conventional fixed rate mortgages don&#8217;t impress you, consider obtaining an adjustable rate mortgage instead. ARMs function differently than fixed mortgage loans, and right now, you could secure an exceptionally low interest rate on one. We&#8217;ve compiled the very best mortgage rates available for adjustable rate mortgages near you. [...]]]></description>
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		<title>Lowest Illinois 30-Year Fixed Mortgage Rates</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/lowest-illinois-30-year-fixed-mortgage-rates/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/lowest-illinois-30-year-fixed-mortgage-rates/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 21:38:00 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[30 Year Fixed]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[At a time when mortgage rates are the lowest they&#8217;ve ever been, it&#8217;s important to take advantage of the opportunity to get extremely low-interest financing before rates rise again. If you&#8217;ve been thinking about buy a home, now may be the best time to do it. You may never be able to get rates these [...]]]></description>
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		<title>Best 15-Year Fixed Mortgage Rates in Illinois</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/best-15-year-fixed-mortgage-rates-in-illinois/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/best-15-year-fixed-mortgage-rates-in-illinois/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 17:23:14 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[15 Year Fixed]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[Whether you have a tight budget or have plenty of money to spare, there is no reason why you should pay more for your home than necessary. Finding the best mortgage rates in and securing a low interest rate is the key to making your next home purchase affordable. However, with so many loan types [...]]]></description>
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		<title>Average Mortgage Rates in Illinois Today</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/average-mortgage-rates-in-illinois-today/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/average-mortgage-rates-in-illinois-today/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 17:12:28 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http:///p=523972</guid>
		<description><![CDATA[You have most likely been hearing a lot about mortgage rates as of late, as news of new interest rate lows continues. If you&#8217;re in the market for a new home and will need financing, now is one of the best times to obtain a mortgage. However, it can be difficult to decide which rates [...]]]></description>
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		<title>The Work of an Illinois Home Inspector</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/illinois-home-inspector/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/illinois-home-inspector/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 21:41:01 +0000</pubDate>
		<dc:creator>Jason Stichauf</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

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		<description><![CDATA[Before you close on the purchase of your new home and secure a mortgage, it’s a good practice to have the property examined by a licensed Illinois home inspector. Not to be confused with appraisers&#8211;who assess a property’s value&#8211;home inspectors are trained to review the condition of the property and produce a report that their [...]]]></description>
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		<title>How to Be Smart about Tapping Home Equity</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/how-to-be-smart-about-tapping-home-equity/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/how-to-be-smart-about-tapping-home-equity/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 16:39:33 +0000</pubDate>
		<dc:creator>Jason Stichauf</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

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		<description><![CDATA[Homeowners have the option of applying for home equity loans—loans that use the property for collateral as a condition of borrowing. Generally speaking, this is not an option to be undertaken lightly or frivolously…taking out such a loan introduces the risk of foreclosure, should the borrower be unable to make their payments on the loan. [...]]]></description>
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		<title>Understanding Illinois Mortgage Rates</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/understanding-illinois-mortgage-rates/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/understanding-illinois-mortgage-rates/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 21:22:09 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http:///p=448433</guid>
		<description><![CDATA[For anyone planning to buy a home, understanding the mortgage loan process and mortgage rates is crucial to getting the best financing deal. With so many types of loans, lending institutions and other factors that can affect how much you pay for your home, you can&#8217;t afford to be in the dark. The following is [...]]]></description>
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		<title>The Advantage of Pre-Approval</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/the-advantage-of-pre-approval/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/the-advantage-of-pre-approval/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 16:07:52 +0000</pubDate>
		<dc:creator>Jason Stichauf</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http:///p=413153</guid>
		<description><![CDATA[Shopping for a new home can be a competitive enterprise; when you find the house that looks like it will be perfect for you and your family, you can bet that there are also a few other potential buyers considering it as well. One of the ways that a buyer can get a leg up [...]]]></description>
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		<title>Understanding the Foreclosure Process</title>
		<link>http://www.illinoisbankingrates.com/mortgage-rates/understanding-the-foreclosure-process/</link>
		<comments>http://www.illinoisbankingrates.com/mortgage-rates/understanding-the-foreclosure-process/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 22:45:14 +0000</pubDate>
		<dc:creator>romele</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http:///p=329265</guid>
		<description><![CDATA[There are many legitimate reasons that a homeowner might be unable to make their mortgage payments &#8212; loss of employment, for example, or an increase in medical expenses &#8211;  regardless, mortgage payments need to be made on time. Loan defaults happen in stages and at each stage there are opportunities to slow down the process, [...]]]></description>
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